A current survey determined that nearly 90% of Americans now own a mobile phone. What the reports don’t show, however, is that many of those citizens have selected a service plan that doesn’t do a good job of meeting their needs.

For example, a 20-something single female who travels a lot as part of her job, lives alone and doesn’t have a land-line is probably going to use a lot more minutes than a retired man who spends a lot of time at home and doesn’t talk much on the phone. These are two extreme examples, but all too often people with these widely varying usage patterns end up selecting the same plans when it comes to paying for a cell phone, even though their needs are drastically different.

In fact, most of the people I’ve personally talked to about this, from all age groups, tell me the same thing: most months, people end up with a lot of minutes leftover – minutes they’ve paid for, but don’t use up. Yet they don’t want to switch to a lower plan because in the few months each year that they use up more than the allotted minutes, they face exorbitant overage fees.

There is another solution - prepaid phone service. The main difference of this type of service is that with prepaid, the user buys airtime minutes ahead of time, and then uses them up as they are needed. When you run out of minutes, you buy more. No overage fees, no forfeiting of unused minutes. Simply pay for what you use.

The problem is there are many small companies offering plans in this market, and they all have different phone models, coverage, and cost structures. It can be a very difficult task to make a good decision from all these options, and some people simply give up. They choose to pay more than is necessary each month just to avoid the hassle of finding a new provider.

There is one prepaid wireless company that rises above the rest, though. TracPhone wireless is the best service I have found during my 8 years of prepaid wireless experience. I like them for the following reasons:
they offer a variety of handsets
the phones are inexpensive, mostly in the $10-$50 range, making it cheap to get started with new service or to replace a lost or stolen phone
they offer the widest network coverage of any prepaid I’ve used. This is because they don’t own any towers, but buy big chunks of minutes from the biggest “regular” carriers such as Verizon, AT&T and T-Mobile.

In conclusion, if you’re trying to save money each month by using a prepaid service to replace your expensive contract cell phone plan, or if you’re looking for your first wireless phone but don’t want to get locked into a 2-year contract, I’d strongly recommend giving TracPhone a try.

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